debt management

Who wants to be debt free? I do! Isn't it nice to wake up not thinking of all your debts to pay? I sure would want to have that feeling. Are you in the same boat as I am? I've come across this site that tackles with dealing debts or how to overcome debts. Are you struggling with debt? Get help. Apply for an IVA. What's an IVA you might ask? IVA means Individual Voluntary Arrangement that will help you clear your debts as it will cut the amount you owe; will freeze the interest you pay; will legally prevent creditors taking action against you. An IVA is likely to be your best route to becoming debt free if you don't have the equity in your property or a big enough surplus - to consolidate debt using a re-mortgage. It is a legally binding agreement with your creditors that will be overseen and supervised by licensed insolvency practitioners who are also chartered accountants. If you owe more than you think you can repay, or you are worried about becoming bankrupt, a ClearDebt IVA could lower your total debts, ensure you pay no more interest and help you become debt-free in five years or less. ClearDebt offers more than just information. ClearDebt can help you set up an IVA, a legally binding agreement which provides greater security.